IMPORTANT LEGAL INFORMATION ABOUT THIS WEBSITE

Shares of Hancock Horizon Funds are:
NOT FDIC INSURED, NOT BANK GUARANTEED AND MAY LOSE VALUE.

SEI Investments Distribution Co., Oaks, PA, 19456, the distributor of the Hancock Horizon Funds, is not affiliated with Hancock Bank or any of its affiliates. Hancock Horizon Fund's Advisers serve as investment adviser to all of the Funds.

Securities, insurances & other investment products are offered through Hancock Investment Services,Inc., a registered broker/dealer and wholly owned subsidiary of Hancock Bank, Inc. Member of NASD,SIPC. Hancock Horizon Funds are distributed by SEI Investments Distribution Co. (SIDC), Oaks, PA 19456. The Funds are available to U.S. investors only and may not be available in all states. Please see your investment advisor for state restrictions. For more complete information about Hancock Horizon Funds, including charges and expenses, you may contact a financial consultant, or obtain a copy by calling 1-888-346-6300. Please read carefully before you invest or send money.

Terms and Conditions of Use
PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE. By using this site, you signify your assent to these terms of use. If you do not agree to these terms of use, please do not use the site. Hancock Horizon Funds reserves the right, at its discretion, to change, modify, add, or remove portions of these terms at any time. Please check these terms periodically for changes. Your continued use of the Hancock Horizon Funds Website following the posting of changes to these terms (including the Hancock Horizon Funds Privacy Policy) will mean you accept those changes.

Copyright
The entire content (including images, text and "look and feel" attributes) of www.hancockhorizonfunds.com is © 2002 Hancock Horizon Funds. And any commercial use of such content requires the written permission of Hancock Horizon Funds, which consent may be withheld at Hancock Horizon Fund's sole discretion. All rights reserved. Please be advised that Hancock Horizon Funds actively and aggressively enforces its intellectual property rights to the fullest extent of the law.

Hancock Horizon Funds and the Hancock Horizon logo are federally registered service marks of Hancock Horizon Funds. The use or misuse of these marks is expressly prohibited and may violate federal and state trademark law. All other registered service marks are the property of their respective owners. Please be advised that Hancock Horizon Funds actively and aggressively enforces its intellectual property rights to the fullest extent of the law.

No Warranty
Hancock Horizon Funds created this Website for the convenience of its Internet visitors. The information (including text, graphics, and functionality) is presented "As Is" and "As Available" without express or implied warranties including, but not limited to, implied warranties of non-infringement, merchantability and fitness for a particular purpose. Hancock Horizon Funds expressly disclaims any liability for errors and omissions regarding the information and materials contained in the site. Due to the nature of the Internet, Hancock Horizon Funds cannot guarantee the accuracy of the information contained in this Website, information provided via this site, or its/their suitability for any purpose. It's very important to remember that the calculators represent general hypothetical planning tools and are not substitutes for the advice of a qualified legal, accounting, or investment adviser. Talk to your investment professional to review in more depth your specific situation and confirm the results of the calculations.

This information is not an offer to sell or a solicitation of an offer to buy any security or any insurance product. No security or other product offered by Hancock Horizon Funds and its affiliates is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities laws or other laws of such jurisdiction. No such security or product is offered or will be sold in any jurisdiction by an entity which entity that is not properly licensed to do so in such jurisdiction. Some products may not be available in all states. In addition, the prospectus information available on this Website is posted for informational purposes only.

Viruses
Because of the marked increase in the fabrication and proliferation of computer viruses affecting the Internet, we want to warn you about infections or viral contamination on your system. It is your responsibility to scan any and all downloaded materials received from the Internet. Hancock Horizon Funds is not responsible or liable for any damage or loss caused by such hazards.

Security and E-mail
Please review our Privacy and Security Policy.

Linked Sites
This website may provide links to other sites for your convenience in locating related information and services. Hancock Horizon Funds does not maintain any of these other sites and has no control over the organizations that maintain these sites or the information, products or services these organizations provide. Although Hancock Horizon Funds believes that the information from these organizations is reliable, Hancock Horizon Funds can't guarantee their accuracy, completeness or suitability for any purpose.

Accordingly, Hancock Horizon Funds expressly disclaims any responsibility for the content of these other websites, the accuracy of the information on these websites and/or the quality of products or services provided by the organizations that maintain them. Hancock Horizon Funds does not recommend or endorse these organizations or their products or services in any way. You are prohibited from linking to this site from any other World Wide Web site, from framing any of the materials on this site, and/or from suggesting any affiliation or endorsement between you and the Hancock Horizon Funds without the prior written authorization of Hancock Horizon Funds. You may download and print copies of the material contained in this site exclusively for your own use and in accordance with these terms and conditions. However, you are prohibited from selling; distributing; copying; amending; modifying; posting; transmitting; uploading; or similar action regarding the material in this site including: graphics; text; content; logos or the like. Further, you are prohibited and will be responsible for any and all of your unlawful use of this site.

Hancock Horizon Funds Privacy Policy
The basis of each customer relationship at Hancock Horizon Funds is built on trust. You have chosen to do business with Hancock Horizon Funds, and we guard that relationship with great care, beginning with the information you have chosen to share with us.

Hancock Horizon Funds is dedicated to protecting the privacy of your nonpublic personal information. We maintain information about you in order to provide you with the most effective and convenient access to our broad range of financial products and services. We want you to understand what information we collect, and how we use and protect it.

What Information We Collect
"Nonpublic personal information" is information about you that we obtain in connection with providing our financial products or services. Such information includes for example, name, address, age, and account balance.

We may collect nonpublic personal information about you from the following sources:

• Information that you provide to us, such as on applications or other forms, or
• Information about your transactions with us

Our Security Procedures
To maintain security of customer information, we restrict access to your personal and account information to persons who need to know that information to provide you products or services. We maintain physical, electronic and procedural safeguards to guard information.

What Information We Disclose
Hancock Horizon Funds does not disclose nonpublic personal information about you to any third party companies, except as permitted by federal law. The confidentiality of your nonpublic personal information will continue to be maintained consistent with this privacy notice even if you decide to close your account(s), your account becomes inactive, or you otherwise cease to do business with us.

Hancock Horizon Funds works with third parties to bring you financial services. We disclose information about you as necessary to fulfill these third party service agreements. For example, we may disclose information about you to third parties that assist us in servicing or maintaining your mutual fund account, or other business relationship, such as printing checks or providing periodic account statements. We may also disclose information about you to governmental entities, such as sending annual income statements to the IRS.

Hancock Horizon Funds Pledge to You
We believe that your privacy should never be compromised. At the same time, we want to offer you the array of financial products and services you need to accomplish your financial goals. We believe we can do both by adhering to the provisions of this privacy notice.

This notice applies to each account in which you hold Hancock Horizon Funds and each Hancock Horizon Fund in which you hold investments.

Limitation of Liability
Under no circumstances, including, but not limited to, negligence, shall Hancock Horizon Funds be liable for any direct or indirect, incidental, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if Hancock Horizon Funds or a Hancock Horizon Funds authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall Hancock Horizon Fund's total liability to you for all damages, losses, and causes of action (whether in contract, tort (including, but not limited to, negligence), or otherwise) exceed the amount paid by you, if any, for accessing this site. You are solely responsible for your decision to use and use of this site. You shall indemnify and hold Hancock Horizon Funds harmless from and against any and all claims, damages, liability and/or costs relating to your or your agents' use of this site.

Age and Responsibility
You represent that you are of sufficient legal age to use this site and to create binding legal obligations for any liability you may incur as a result of the use of this site. You agree that you are financially responsible for all uses of this site by you and those using your login information, including any data aggregation service providers that you have authorized to access your data.

Feedback
While we appreciate hearing from our valued customers, to avoid any misunderstandings, please understand that anything that you send to Hancock Horizon Funds, including ideas, suggestions, proposals, etc., will become the property of Hancock Horizon Funds without any right of compensation and you hereby waiver any claim therefore.

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